Financial Planning
Can you afford not to have a Financial Planner?
Whether your financial affairs are relatively simple or very complex, a financial professional can help you develop an investment strategy that’s right for you and can provide insight on how to plan for many of life’s major events.
- Fund your retirement
Even if you have accumulated the financial resources for what could be 15, 20 or 30 years of retirement, you will need a plan to maximize and protect those assets for as long as possible. - Purchase a quality education
College Costs continue to rise at an average annual rate of 5% to 7%. - Develop a realistic investment plan
A plan should seek to achieve your desired level of return without taking on more risk (or more kinds of risk) than you can tolerate. - Protect current and future assets.
Without proper financial and estate planning, all your other planning could be impacted by circumstances beyond your control. - What can a Financial Professional do for you?
- Offer prudent and Timely Advice
Determining your correct asset allocation and identifying the appropriate investments, tracking their performance and keeping up-to-date investment-related news and developments are difficult and time-consuming tasks.
A qualified financial professional can build long-term strategies that balance your financial objectives and constraints, your time horizon and your tolerance for risk, then measure them against your short and long-term goals.
- Simplify the Decisions
A financial professional’s job is to pare down the choices- more than 10,000 mutual funds, plus thousands of annuities, insurance options and individual securities- to those that fit your objectives and asset allocation strategy. By identifying appropriate options- including ones that are difficult to discover on your own- and focusing on your objectives, a financial professional can save you considerate time and effort. - Provide Ongoing Review
Once an investment strategy is implemented, a financial professional will conduct comprehensive periodic reviews of your investment objectives, your portfolio’s performance and your overall progress towards meeting your financial goals.
Why Choose an Independent LPL Financial Advisor?
Bay Ridge Financial Group is a member of LPL Financial. Formed in 1989 through the merger of two small but successful brokerage firms, Linsco (established in 1968) and Private and Ledger (established in 1973), LPL Financial is one of the nation’s leading diversified financial services companies and the largest independent broker/dealer supporting more than 11,000 financial advisors nationwide.* LPL’s financial advisors specialize in financial strategies, backed by LPL’s financial strength, dedication to unbiased financial advice, and account protection.
* As reported in Financial Planning magazine 1996-2008, based on total revenues.
